Pre-Approved Education Funding

Fund Your Global Education Dream

Unsecured loans from ₹40L–60L with private-banker attention. No collateral, no hidden bureaucracy — just a clear path to your degree.

₹40-60L
Loan Range
1 Week
Typical Approval
2 Weeks
Typical Disbursal
Zero
Collateral

*Approval and disbursal timelines vary by profile and partner lending institution.

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Supported Destinations USA UK Canada Australia Germany Ireland +24 More

Your Departure Sequence

We've reimagined the loan application as a seamless journey — no complex layovers, just a straight path to your degree.

Fast Application
Submit your academic details and admission letter through our secure portal in under 10 minutes.
STEP 01 · APPLY
Instant Review
Our team validates your profile, usually within 48 hours, issuing a digital sanction letter for your visa process.
STEP 02 · APPROVE
Direct Disbursal
Funds are transferred directly to your university or living-expense account, usually within 2 weeks of approval.
STEP 03 · DISBURSE

Why FeesVala

Zero Collateral

Loans based on your future potential, not your current assets. No property or fixed deposit required.

Typically Within 1 Week

Our digital-first underwriting usually delivers a decision within a week — faster than most traditional banks.

Usually Within 2 Weeks

Meeting university deadlines is easier with our streamlined fund-transfer process.

Tax Benefits

Save under Section 80E of the Income Tax Act on the entire interest component.

Dedicated Support

Personalized assistance from application through your final EMI payment.

30+ Countries

Whether it's the Ivy League or European research hubs, we fund education globally.

Who Can Apply?

We keep our entry barriers low so every deserving student has a chance at a global career.

  • Admission Letter

    Confirmed admission in a recognized degree program abroad.

  • Co-applicant

    A parent or close relative with a stable income source in India.

  • Academic Record

    Minimum of 60% in your previous qualifying degree/standard.

Group of students sitting together on a university campus lawn with a laptop and notebooks
98%
Success rate for eligible profiles*

Success Stories

"FeesVala made the loan process so simple. I got my sanction letter within a week and could focus on preparing for my move to Canada."

Ravi Kumar
MS Computer Science, University of Toronto

"The team guided me through every document and stayed in touch until my funds were disbursed. It genuinely felt like having a personal banker."

Simran Kaur
MBA, University of Melbourne

"No collateral, no stress. FeesVala helped my son secure funding for his master's in Germany without touching our family savings."

Anil Sharma
Parent of a Mechanical Engineering student, TU Munich

Frequently Asked Questions

Is collateral really not required for ₹60L loans?
Yes — our flagship product provides unsecured loans up to ₹60L based on the student's academic profile and the co-applicant's income stability. No immovable property or liquid assets are required as security.
How long does the disbursal process take?
Once approved, funds are typically disbursed within 10–14 working days, including university verification and account setup.
What are the interest rates offered?
Rates currently range from 8.5% to 11.5% p.a., depending on profile, university ranking, and country of study.
Do you cover living expenses as well?
Yes — our loan package can cover tuition, accommodation, books, and insurance, in addition to course fees.
What is the maximum repayment tenure?
We offer flexible repayment tenures of up to 15 years, starting after a moratorium period of course duration plus 6–12 months.

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